Wage Calculator Australia: Take-Home Pay After Tax

Take-home pay is your gross pay less PAYG income tax and the Medicare levy. Superannuation is not subtracted, because your employer pays it on top of your salary. Because income tax is progressive, an hourly, weekly or fortnightly figure is first converted to its annual equivalent, the brackets are applied, and the result is divided back to your pay cycle.

Australia taxes income in slices, not at one flat rate. For 2026-27 the first $18,200 is tax free, income from $18,201 to $45,000 is taxed at 15c in the dollar, $45,001 to $135,000 at 30c, $135,001 to $190,000 at 37c, and anything above $190,000 at 45c. Only the slice inside each bracket is taxed at that bracket rate.

Yes. The second bracket rate fell from 16c in the dollar in 2025-26 to 15c in 2026-27, which lowers tax for everyone earning above the tax-free threshold. Switch the financial year in the calculator to see the difference on your own income.

No. The Superannuation Guarantee is an employer cost paid on top of your salary, currently 12% of your earnings for 2026-27. An advertised salary is normally the base figure before super. Some offers instead quote a total remuneration package that bundles super into the headline number, so check the wording, and use the "amount includes super" switch if yours does.

The Medicare levy is 2% of taxable income. You pay nothing below the lower threshold, a reduced amount that shades in between the lower and upper thresholds, and the full 2% above the upper threshold. The levy is separate from the Medicare levy surcharge, which applies to higher earners without private hospital cover. The thresholds, the family test and the exemptions are worked through on the Medicare Levy Calculator.

Not this one. Compulsory study loan repayments are worked out on repayment income, which is a different and usually larger figure than salary, so folding them into a wage calculator would mislead. They have a dedicated page with the ATO thresholds instead. If you have a study loan, your actual take-home is lower than the figure shown here by the repayment amount.

Payroll withholds tax using the ATO withholding schedules for your pay cycle, which are rounded and which ignore offsets like the Low Income Tax Offset. This calculator works out your annual position instead, so small differences per cycle are normal and usually settle when you lodge your return. For a monthly payslip, the Monthly Pay Calculator applies the ATO monthly schedule itself.

Yes, to check the take-home on a payslip against a full year at that pay: enter your pay for an hour, week, fortnight, month or year, and it shows gross pay, tax, the Medicare levy and what reaches your account each pay. The tax withheld line on a payslip comes from the ATO withholding schedule for that cycle instead, so for that exact figure use the Weekly Pay Calculator, Fortnightly Pay Calculator or Monthly Pay Calculator, which apply the schedule to one pay. Paycheck is the American word for the same thing, so it works as a paycheck calculator too.

For 2026-27, $90,000 leaves $70,680 after income tax and the Medicare levy, which is $2,718.46 a fortnight or $1,359.23 a week. That is $17,520 of income tax plus $1,800 of Medicare levy. A study loan repayment or the Medicare levy surcharge would reduce it further.

A $1,200 week is $62,400 a year. For 2026-27 that attracts $9,240 of income tax plus $1,248 of Medicare levy, so about $201.69 a week comes out and roughly $998.31 lands in your account. Your payslip will differ by a few dollars because the ATO weekly schedule rounds to the dollar.

No. Every figure is calculated in your browser. Nothing you type is sent to a server, logged or stored, and it clears when you close the tab. The share URL puts your inputs in the page fragment, which browsers never send with a request.